Insurance Coverage and Defense
When businesses and individuals suffer significant losses, they may be able to mitigate those losses by seeking recovery under insurance policies. The lawyers at Jardim Meisner Salmon Sprague & Susser, P.C., have decades of experience handling insurance-related disputes, both on behalf of policyholders seeking to obtain coverage as well as insurers and reinsurers. Our Insurance Coverage and Defense group is ready, willing, and able to use this experience to create the best possible outcome for our clients.
- Trigger of coverage, particularly for long-tail losses such as asbestos and environmental injuries;
- Allocation of long-tail losses across multiple insurance policies;
- Choice of law when multiple environmental sites across multiple states are at issue;
- Aggregation of multiple tort claims to meet deductibles or self-insured retentions;
- Interpretation and application of insurance policy language;
- Follow-the-fortunes clauses in reinsurance policies; and
- Coverage for intentional torts committed by rogue employees.
Personal Injury Protection ("PIP")
Jardim Meisner Salmon Sprague & Susser, P.C. has the privilege of representing a wide range of health care professionals (including, but not limited to, orthopedists, chiropractors, radiology groups, pain management facilities, and acupuncture professionals) to help them recover reimbursement for services under New Jersey’s PIP law. Best of all, our services to such professionals are absolutely free.
- Guaranteed filing of PIP claims within 10 business days of receiving complete files
- Monthly status reports on all active PIP files
- No cost to our clients for PIP arbitration representation (we recover fees if we win or settle with the insurance carrier)
- Fast recovery (30-60 days) on qualified files
- Filing fees paid by our firm, win or lose
- Onsite consultative and copying support
